Hello
Welcome to My Mortgage Plan, a premier destination for first-time buyers seeking comprehensive guidance in the UK. Our esteemed platform offers complimentary and unbiased support throughout the entire home purchasing journey, advice and support, analytical scenario analysis and financial planning.
Our services suitable for First-time buyers only.
Our Mission
My Mortgage Plan was born out of the overwhelming realization that many first-time buyers felt lost and anxious facing a 30-year mortgage commitment. With no clear plan for managing finances or paying off their mortgage, the journey seemed daunting. Drawing from nearly two decades of experience, we established My Mortgage Plan to provide guidance, advice and support, analytical scenario analysis for first-time buyers across the UK. Our mission is to empower individuals to make the best possible financial decisions throughout their mortgage journey, helping them work towards their financial goals. Through personalized planning, we aim to simplify the process and enable buyers to use their mortgage to their advantage, ensuring a secure and prosperous future.
About Us
MyMo PlanMyMo Plan was founded by Peter Kazinczi-Nagy, property professional and financial modelling specialist focused on improving financial decision-making in the home-buying process. Peter holds a BSc in Economics and a Master of Science in Business Development, specialising in finance, project management, corporate strategy and leadership. His academic background, combined with practical experience in property investment and mortgage finance, has led him to focus on the long-term financial impact of property ownership and the importance of structured financial planning.
Over the years, Peter has worked closely with homebuyers, property investors and mortgage professionals, gaining valuable insight into how property decisions affect household finances far beyond the initial mortgage approval. Through this experience, he identified a structural problem in the market. Most homebuyers rely on basic affordability checks or simple mortgage calculators, which focus primarily on whether a loan can be approved. These tools rarely show the long-term financial consequences of a property purchase, including how mortgage structures, interest rate changes, household cashflow and broader economic factors interact over time. Yet for most households, a mortgage represents the largest financial commitment of their lifetime.
MyMo Plan was created to bridge this gap. The platform focuses on structured scenario analysis, designed to help first-time buyers understand the long-term financial implications of their property decisions before, during and after the purchase process. The analytical approach used within MyMo Plan incorporates multiple variables from both macro- and micro-economic perspectives, including household financial dynamics, property market assumptions and broader economic influences. These variables are weighted and integrated into structured modelling designed to simulate realistic financial scenarios over time. The objective is not to replace regulated mortgage advice, but to complement it by providing deeper financial insight and long-term financial planning tools. By combining structured financial modelling with practical real-estate knowledge, MyMo Plan aims to help buyers move away from reactive decision-making and towards informed action and long-term financial planning.
Peter’s vision is to make advanced financial scenario analysis accessible to everyday homebuyers, helping bring greater transparency, clarity and financial confidence to one of life’s most significant financial decisions.
Industry Recognition
MyMo Plan has been shortlisted within the Top 6 finalists in the “Best First-Time Buyer App” category at the What Mortgage Awards, alongside major UK platforms including Rightmove, Moneybox and Mortgage Advice Bureau.
These organisations represent some of the most established platforms in the UK home-buying and financial services ecosystem. For context, Rightmove generates annual revenues exceeding £350 million, Mortgage Advice Bureau reports revenues of over £230 million, while Moneybox — one of the UK’s fastest-growing fintech platforms — generates tens of millions of pounds in annual revenue and serves hundreds of thousands of users.
Being shortlisted among the Top 6 companies in this category highlights the growing recognition of MyMo Plan’s approach to improving financial transparency, long-term planning and decision support for first-time buyers.
While MyMo Plan is an emerging platform compared with these established firms, the nomination reflects increasing demand for tools that help buyers understand the long-term financial implications of property ownership, rather than focusing only on mortgage approval.
