How We Work

​MyMo Plan provides structured financial scenario analysis tools and reports designed to help buyers better understand the long-term financial impact of property decisions.

The process is flexible and designed to suit different levels of client involvement.

 

1. Data Input

Clients can choose how they interact with the platform.

 

They may either:

• provide personal and financial information to receive a structured analysis report, or
• use the MyMo Plan software independently and input their own assumptions and scenarios.

Clients can also opt out of providing personal financial information if they prefer and simply use the analytical tools themselves.

 

This flexible approach allows users to explore different financial scenarios in a way that suits their comfort level.

 

2. Structured Scenario Analysis

Once data or assumptions are entered, MyMo Plan generates a structured financial analysis.

 

The modelling considers multiple variables including:

• property price and deposit levels
• mortgage structure and repayment scenarios
• household cashflow and living costs
• long-term financial goals
• macro-economic factors
• micro-economic household variables

These variables are weighted and incorporated into structured scenario modelling, helping users understand the potential long-term effects of their decisions.

 

3. Financial Clarity and Decision Support

 

The output is presented in a clear analytical format designed to help buyers understand:

• long-term affordability
• household cashflow implications
• mortgage repayment timelines
• equity growth potential
• financial flexibility over time

The analysis can be used alongside discussions with mortgage brokers or financial advisers to support better informed decision-making.

 

Important Note

MyMo Plan does not provide regulated mortgage advice and does not recommend specific mortgage products.

Where appropriate, users may choose to speak with independent mortgage advisers who can provide regulated financial advice.